Frequently asked Questions
How does Gainn work?
Gainn helps simplify investing for you! After you answer a couple of questions, we curate the perfect investing strategy for you using the Smart Stack ApproachTM, based on Nobel Prize-winning research. Select a goal/purpose you want to invest in. Add the time period, target amount, if any. Stack analyzes the data and your profile to curate a customized portfolio for you. Learn more
Where does my money goes?
Your money is invested into diversified portfolios of funds to earn superior risk-adjusted returns. These funds form your baskets that are personalised to your life goals.
How to create account on Gainn?
Opening an account on Gainn is very simple. Download and install the app Sign up with your mobile number and verify it with OTP.Verify your email address from the home screen Complete your KYC... And you are done! You may also take the personality quiz to answer a few questions to understand your risk profile, so we can recommend portfolios accordingly.
Is there any fee for using Gainn?
Gainn charges NO fees for the usage of our app!
Can I withdraw my money anytime I want?
Yes! The money you invest in your baskets can be withdrawn anytime. There is no lock-in period for any Stack, except tax saver as it has a lock-in period of 3 years
Why should I trust Gainn with my money?
Gainn takes your information and property seriously. We encrypt all user data with bank grade TLS hack- proof security and safeguard our app through MFA (Multi-Factor Authentication) to protect your sensitive information. We are registered with AMFI (ARN Holder Number - * * *) and SEBI and comply with all of their security guidelines.
Why do I need to be KYC verified to use Gainn?
Know your customer or KYC is a mandatory process required by the SEBI if you wish to start investing in India. It helps centralized authorities like the RBI and SEBI to authenticate your identity and make sure you are above the legal age (18 years ago) to start investing.
I have invested in Mutual Funds before, do I still need KYC?
If you are an existing mutual fund investor, we will validate your KYC status against your PAN number. If all the required details are available, you do not need to do KYC again. If any of your details are missing, however, you may be needed to submit those additional details.
